Buying a New Build on the Costa del Sol? English-speaking buyer's agent Costa del Sol

With a new build you pay 10% VAT (IVA) on the purchase price plus 1.2% stamp duty (AJD, which can vary slightly by region). On top of that come notary fees, land registry registration and legal support. Allow around 12–14% on top of the purchase price in total. For resale there is no VAT but 7% transfer tax (ITP). We prepare a transparent cost breakdown for each property in advance.

Yes. Spanish law (Ley 38/1999 and Ley 20/2015) requires developers to protect all buyers' deposits through a bank guarantee or insurance. If the home is not delivered, or not delivered on time, you get back the amounts you paid plus statutory interest. We always check that this guarantee is properly in place before you pay.

That depends on the stage at which you buy. If you buy off-plan, construction usually takes 18 to 30 months. If you buy at a later stage or in a key-ready development, completion can take place within a few months or immediately. We give you the expected completion date for each development and track progress for you.

When buying off-plan, you buy early in the process, often at the lowest price and with the most choice in finishes, but you wait for construction. Key-ready means the home is finished and you can move in straight away: more certainty and no waiting, but usually a higher price and less choice. We advise on what suits your situation and appetite for risk.

Often, yes, especially if you buy early. Many developers offer option packages for flooring, kitchen, bathrooms and sometimes layout. The earlier you buy, the more freedom of choice you have. With key-ready homes this is usually no longer possible. We discuss the available options for each development.

Yes. As a non-tax resident of Spain, a Spanish bank will usually finance up to 60–70% of the purchase price or valuation. With new builds the mortgage is usually only granted on completion; you pay the instalments during construction from your own funds. You contribute at least 30–40% from your own funds, plus the additional costs. We arrange a free mortgage check with English-speaking advisers.

That is exactly what the mandatory bank guarantee on your deposits is for. If the developer goes bankrupt or the development is not completed, you can reclaim the amounts you paid through that guarantee, including statutory interest. That is why it is crucial that the guarantee is properly drawn up before you pay; it is one of the first things we check for you.

Yes, for several reasons: you often buy early at a favourable price, new builds have low maintenance and energy costs, and modern homes with a high energy rating let and sell well. For holiday lets you need an RTA licence; we check for each development whether letting is permitted and prepare a return calculation.

WeSellHomes.es is a GIPE-registered, English-speaking estate agent based on the Costa del Sol with more than 20 years of local experience. We work directly with reliable developers, have access to pre-launch developments and guide you entirely in English, from reservation and bank guarantee to the handover of the keys. As a buyer, you pay us nothing. Get in touch without obligation via our contact page.

The average asking price is €1,611,432, with listings from €239,000 to €7,000,000 and an average of €6,454 per m² built. Based on the 74 new-build properties WeSellHomes.es has for sale on the Costa del Sol. Data as of 14 September 2026.

WeSellHomes.es is currently tracking 74 new-build properties for sale on the Costa del Sol, of which 74 are new builds. Data as of 14 September 2026.

The average built area is 259 m², with an average of 3.1 bedrooms. Data as of 14 September 2026.

Measured per m² built, Estepona is the most affordable at €5,516 per m², followed by Mijas (€5,561). The most expensive is Fuengirola at €8,737 per m². Data as of 14 September 2026.

The 26 villas WeSellHomes.es tracks on the Costa del Sol have an average asking price of €3,123,000, with listings from €349,000 and an average of €6,283 per m² built. Data as of 14 September 2026.

The 20 apartments WeSellHomes.es tracks on the Costa del Sol have an average asking price of €672,655, with listings from €352,000 and an average of €6,305 per m² built. Data as of 14 September 2026.

2 bedrooms is the most common size: 27 of the 74 new-build properties on the Costa del Sol have 2 bedrooms. The average asking price is €674,115, with listings from €349,000. Data as of 14 September 2026.

It is not compulsory, but there are 74 new-build properties for sale on the Costa del Sol, with asking prices from €239,000 to €7,000,000. The difference lies mainly in location, year of construction and condition, and you cannot see that from a listing. WeSellHomes.es acts as your buying agent: we know the neighbourhoods, attend viewings with you, check the paperwork and guide you through to the handover of the keys at the notary. Data as of 14 September 2026.